{"id":2059,"date":"2023-02-23T05:22:45","date_gmt":"2023-02-23T05:22:45","guid":{"rendered":"https:\/\/devmainsttitle.pixlgraphx.com\/calculadora-de-amortizacion\/"},"modified":"2026-10-14T16:47:28","modified_gmt":"2026-10-14T16:47:28","slug":"calculadora-de-amortizacion","status":"publish","type":"page","link":"https:\/\/devmainsttitle.pixlgraphx.com\/es\/calculadora-de-amortizacion\/","title":{"rendered":"Calculadora de amortizaci\u00f3n"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:104px;--awb-padding-bottom:109px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color4);--awb-margin-bottom:30px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:60px;\" id=\"title-banner\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;line-height:60px;\">CALCULADORA DE AMORTIZACI\u00d3N<\/h1><\/div>    <div class=\"wp-loan-calculator-main\" id=\"wp-loan-calculator-main\">\n        <style type=\"text\/css\">\n            :root {\n                --calc-background-color: #242c4c;\n                --calc-select-color: #404245;\n                --calc-bg-light-color: #ecf5fe;\n                --calc-border-color: #000000;\n                --calc-graph-color: #ebeeff;\n                --calc-graph-color-sub: #53597d;\n                --calc-graph-border-color: #1e73be;\n                --calc-graph-border-color-sub: #ffffff;\n                --calc-graph-balance-border-color: #b8204c;\n                --calc-graph-balance-point-background-color: #b8204c;\n                --calc-graph-extra-payment-graph-color: #00636b;\n                --calc-summary-chart-principal-fill-color: #ed8c2b;\n                --calc-summary-chart-interest-fill-color: #88a825;\n                --calc-summary-chart-balloon-payment-fill-color: #25649f;\n                --calc-summary-chart-down-payment-fill-color: #b8204c;\n                --calc-summary-chart-extra-payment-fill-color: #cf4a30;                \n\n            }\n        <\/style>\n        <div id=\"overlay\" style=\"display: none;\"><\/div>\n        <div id=\"loader\" style=\"display: none;\">\n          <div class=\"spinner\"><\/div>\n      <\/div>\n      <section class=\"heading-section\">\n        <div class=\"menu-sec-cls\">\n            <ul class=\"heading-sec-link\">\n                                    <li>\n                        <a href=\"javascript:void(0);\" class=\"print-table\"><i class=\"fa fa-print\" aria-hidden=\"true\"><\/i>Imprimir<\/a>\n                    <\/li>\n                                            <\/ul>\n        <\/div>\n        <div class=\"about-this-calculator-popup\" style=\"display: none;\">\n            <div class=\"about-this-calculator-popup-body\">\n                <a href=\"javascript:void(0);\" class=\"close-button\" onclick=\"jQuery('.about-this-calculator-popup').hide();jQuery('body').removeClass('body-overflow-hidden');\">\u2715<\/a>\n                                <div class=\"calculator-content\"><h1>Informaci\u00f3n de la calculadora<\/h1>\r\nLa calculadora de financiamiento de equipos calcula el tipo de pago requerido, con la frecuencia solicitada, con respecto a los par\u00e1metros del pr\u00e9stamo ingresados, es decir, monto, plazo y tasa de inter\u00e9s. El producto seleccionado determina la tasa de inter\u00e9s predeterminada para el producto de pr\u00e9stamo personal.\r\n\r\nLa calculadora de financiamiento de equipos tambi\u00e9n calcula el tiempo ahorrado para pagar el pr\u00e9stamo y el monto de intereses ahorrado, con base en un dato adicional ingresado por el cliente. Esto aplica si los pagos se aumentan en el monto de contribuci\u00f3n adicional ingresado por per\u00edodo de pago. Esta funci\u00f3n solo est\u00e1 habilitada para los productos que admiten un pago adicional.\r\n\r\nLos c\u00e1lculos se hacen con la frecuencia de pago ingresada, con respecto a los par\u00e1metros originales del pr\u00e9stamo ingresados, es decir, monto, tasa de inter\u00e9s anual y plazo en a\u00f1os.\r\n<h1>Supuestos de la calculadora<\/h1>\r\n<h3>Duraci\u00f3n del mes<\/h3>\r\nSe supone que todos los meses tienen la misma duraci\u00f3n. En realidad, muchos pr\u00e9stamos generan intereses diariamente, lo que da lugar a un n\u00famero variable de d\u00edas de intereses seg\u00fan el n\u00famero de d\u00edas de cada mes.\r\n<h3>N\u00famero de semanas o per\u00edodos de dos semanas en un a\u00f1o<\/h3>\r\nSe supone que un a\u00f1o tiene exactamente 52 semanas o 26 per\u00edodos de dos semanas. Esto implica que un a\u00f1o tiene 364 d\u00edas en lugar de los 365 o 366 reales.\r\n<h3>Redondeo del monto de cada pago<\/h3>\r\nEn la pr\u00e1ctica, los pagos se redondean al menos al centavo m\u00e1s cercano. Sin embargo, la calculadora usa el pago sin redondear para obtener el monto de intereses a pagar en distintos puntos de la gr\u00e1fica y en total durante todo el plazo del pr\u00e9stamo. Este supuesto permite una gr\u00e1fica uniforme y montos de pago iguales. Tenga en cuenta que el pago final despu\u00e9s del aumento del monto de pago.\r\n<h3>Redondeo del tiempo ahorrado<\/h3>\r\nEl tiempo ahorrado se presenta en a\u00f1os y meses, per\u00edodos de dos semanas o semanas, seg\u00fan la frecuencia de pago seleccionada. Supone el posible \u00faltimo pago parcial al calcular el ahorro.\r\n<h3>Monto de intereses ahorrado<\/h3>\r\nEste monto solo puede calcularse de forma aproximada a partir del tiempo ahorrado y con base en los datos originales del pr\u00e9stamo.\r\n<h3>Aviso legal de la calculadora<\/h3>\r\nLos resultados de esta calculadora deben usarse solo como una indicaci\u00f3n. Los resultados no representan cotizaciones ni precalificaciones para el producto. Cada instituci\u00f3n aplica f\u00f3rmulas diferentes. La informaci\u00f3n, como las tasas de inter\u00e9s cotizadas y las cifras predeterminadas usadas en los supuestos, est\u00e1 sujeta a cambios.<\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n    <section id=\"main-sec\" class=\"ctm_main_wrap\">\n        <section class=\"calculator-heading-section calculator-heading-block\">\n            <div class=\"calculator-child-heading\">\n                <h2>\n                    <center><strong>Puede usar libremente nuestra calculadora de financiamiento de equipos<\/strong><\/center>\n                <\/h2>\n            <\/div>\n        <\/section>\n        <section class=\"loan-option-text-info\">\n            <div class=\"custom-container loan-option-text-info-section\">\n                <div class=\"loan-option-text-info-block\">\n                    <div class=\"first-row\">\n                        <div class=\"first-row-sub-child \"  >\n\n                            <label for=\"loan_amt\" class=\"loan-text\">Monto del pr\u00e9stamo<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"1\"><\/i><span class=\"text-tooltip-disp\">Ingrese aqu\u00ed el monto de su pr\u00e9stamo.<\/span><\/label>\n                            <div class=\"loan-text-dis loan-amount\">\n                                <span class=\"extra-info\">&#036;<\/span>\n                                <input type=\"text\" name=\"loan_amount\" id=\"loan_amount\" value=\"\" tabindex=\"2\" oninput=\"validateInputLoanRate(this)\" onkeydown=\"return onlyNos(event,'loan_amount')\" \/>\n                            <\/div>\n                            <input type=\"range\" min=\"1000\" max=\"1000000\" value=\"10000\" class=\"slider \" id=\"loan_amount_range\" tabindex=\"3\" >\n                        <\/div>\n                        <div class=\"first-row-sub-child \">\n                            <label for=\"loan_terms\" class=\"loan-text\">No. de pagos<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"4\"><\/i><span class=\"text-tooltip-disp\">Ingrese el n\u00famero de a\u00f1os en que planea pagar el pr\u00e9stamo.<\/span><\/label>\n                            <div class=\"loan-number-payment-with-label\">\n                                <div class=\"loan-text-dis no-payment wwt123\">\n                                    <!-- <span class=\"extra-info\"><\/\/?php echo __('Months', 'loan-calculator-wp'); ?><\/span> -->\n                                                                            <select name=\"repayment_freq\" id=\"repayment_freq\" class=\"payment-opt-drop \">\n                                                                                            <option value=\"Monthly\" selected>Mensual<\/option>\n                                                                                                <option value=\"Quarterly\" >Trimestral<\/option>\n                                                                                                <option value=\"Yearly\" >Anual<\/option>\n                                                                                                <option value=\"Weekly\" >Semanal<\/option>\n                                                                                                <option value=\"Fortnight\" >Cada dos semanas<\/option>\n                                                                                        <\/select>                                  \n                                                                        <input type=\"text\" name=\"loan_terms\" min=\"12\" max=\"84\" maxlength=\"5\" id=\"loan_terms\" value=\"\" tabindex=\"5\" onkeydown=\"return onlyNos(event,'loan_terms')\" \/>\n\n                                <\/div>\n\n                                                            <\/div>\n\n                            <input type=\"range\" min=\"12\" max=\"84\" value=\"12\" class=\"slider \" id=\"loan_terms_range\" tabindex=\"6\" step=\"1\">\n                            <input type=\"hidden\" name=\"default_value\" value=\"12\">\n                            <input type=\"hidden\" name=\"min_value\" value=\"12\">\n                            <input type=\"hidden\" name=\"max_value\" value=\"84\">\n                            <input type=\"hidden\" name=\"current_repayment_freq\" value=\"\">\n                        <\/div>\n                        <div class=\"first-row-sub-child\" >\n                                                            <div class=\"first-row-main-child\">\n                                    <label for=\"loan_amt\" class=\"loan-text\">Modalidad de pago<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"8\"><\/i><span class=\"text-tooltip-disp\">Seleccione la modalidad de pago del pr\u00e9stamo.<\/span><\/label>\n                                    <select name=\"payment_type\" id=\"payment_type\" class=\"payment-opt-drop\">\n                                        <option  value=\"In Advance\">Anticipado<\/option>\n                                        <option selected value=\"In Arrears\">Vencido<\/option>\n                                    <\/select>\n                                <\/div>\n                                                       \n                        <\/div>\n                    <\/div>\n                    <div class=\"second-row\">\n                         <div class=\"second-row-sub-child\">\n                            <label for=\"loan_amt\" class=\"loan-text\">Tasa de inter\u00e9s<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"8\"><\/i><span class=\"text-tooltip-disp\">La tasa de inter\u00e9s predeterminada ser\u00e1 la del producto que seleccion\u00f3. Tambi\u00e9n puede subir o bajar la tasa para entender el efecto en sus pagos y en el total de intereses a pagar.<\/span><\/label>\n                            <div class=\"loan-text-dis\">\n                                <input type=\"text\" name=\"interest_rates\" id=\"interest_rates\" value=\"\" tabindex=\"9\"  \/>\n                                <span id=\"interest_rate_range_dis\" class=\"rate_disp\"><\/span>\n                            <\/div>\n                            <input type=\"range\" min=\"1.25\" max=\"15.00\" value=\"4.5\" class=\"slider  \" id=\"interest_rate_range\" tabindex=\"10\" step=\"0.25\">\n                        <\/div>\n                                                    <div class=\"second-row-sub-child\">\n\n                                <div class=\"loan-text-dis\">\n                                    <input type=\"hidden\" name=\"ballon_amounts\" id=\"ballon_amounts\" value=\"\" tabindex=\"11\" onkeydown=\"return onlyNos(event,'ballon_amounts')\" \/>\n\n                                    <input type=\"hidden\" name=\"ballon_amounts_per\" id=\"ballon_amounts_per\" value=\"0\" tabindex=\"12\" \/>\n                                <\/div>\n                                <input type=\"hidden\" id=\"ballon_amount_range\" tabindex=\"13\" step=\"1\" value=\"0\">\n                            <\/div>\n                                            <\/div>\n                    <div class=\"site-wraps-row-downpayment-extrapayment-row\">\n                        \n                                            <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"loan-detail-section \">\n                <div class=\"loan-detail-section-child\">\n                    <div class=\"sub-main-tab\">\n                        <div class=\"ww-loan-container\">\n                            <div class=\"tabs\">\n\n                                                                \n                                <input type=\"radio\" name=\"tabs\" id=\"tab1\" >\n                                <label for=\"tab1\" style=\"display: none;\">\n                                                                            <i class=\"fa fa-chart-bar\"><\/i>\n                                        <span class=\"tooltip-disp\">Gr\u00e1fica de pagos<\/span>\n                                                                    <\/label>\n                                <input type=\"radio\" name=\"tabs\" id=\"tab3\" checked>\n                                <label for=\"tab3\" style=\"display: block;\">\n                                                                            <i class=\"fa fa-tasks\"><\/i>\n                                        <span class=\"tooltip-disp\">Tabla de amortizaci\u00f3n del pr\u00e9stamo<\/span>\n                                                                    <\/label>\n                                <input type=\"radio\" name=\"tabs\" id=\"tab2\" >\n                                <label for=\"tab2\" style=\"display: none;\">\n                                                                            <i class=\"fa fa-play\"><\/i>\n                                        <span class=\"tooltip-disp\">Video<\/span>\n                                                                    <\/label>\n                                                                <div id=\"tab-content1\" class=\"tab-content\">\n                                    <canvas id=\"loan-process-graph\" width=\"650\" height=\"320\"><\/canvas>\n                                                                            <div id=\"chart-note\" class=\"chart-note\"><p>**Nota: Si se superan los 120 pagos, cada grupo de 12 pagos se combinar\u00e1 en un solo n\u00famero de pago para que la gr\u00e1fica se vea mejor.<\/p><\/div>\n                                <\/div>\n                                <div id=\"tab-content2\" class=\"tab-content\">\n                                                                            <iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/VhvlcwYUyIg?si=XQyDoLGla6aoue1v\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n                                                                    <\/div>                               \n                                <div id=\"tab-content3\" class=\"tab-content\">\n                                    <table id=\"loan-process-tbl\">\n                                        <thead>\n                                            <tr>\n                                                <th>Per\u00edodo<\/th>\n                                                <th>Pago<\/th>\n                                                                                                <th>Intereses<\/th>\n                                                <th>Saldo<\/th>\n                                            <\/tr>\n                                        <\/thead>\n                                        <tbody id=\"loan_table_data\">\n                                        <\/tbody>\n                                    <\/table>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"loan-detail-section-child \" >\n                    <div class=\"summary-calculation-and-chart-wrappar\">\n                    <div class=\"loan-detail-cal-desc\">\n                        <div class=\"loan-cal-desc\">\n                            <div class=\"loan-cal-desc-heading main-heading\">\n                                <label id=\"regular_repayment_heading\"><strong>Pago {frequency}<\/strong><\/label>\n\n                        <\/div>\n                        <div class=\"loan-cal-desc-val\">\n                            <label><span><small>&#036;<\/small><span id=\"per_month_amount\"><\/span><\/span> <strong id=\"loan_amount_term_label\"><\/strong><span id=\"loan_amount_year\"><\/span><\/label>\n                        <\/div>\n                    <\/div>\n                                            <div class=\"loan-cal-desc\">\n                            <div class=\"loan-cal-desc-heading\">\n                                <label><strong>Total de intereses a pagar<\/strong><\/label>\n                            <\/div>\n                            <div class=\"loan-cal-desc-val\">\n                                <label><small>&#036;<\/small><span id=\"total_interests_amt\"><\/span> durante <span id=\"total_interests_years\"><\/span> <\/label>\n                            <\/div>\n\n                        <\/div>\n                                        <span id=\"total_interests_amt_hidden\"><\/span>\n                    <div class=\"loan-cal-desc\" id=\"ballon_amt_section\">\n                        <div class=\"loan-cal-desc-heading\">\n                            <label><strong>Monto del pago global final (balloon) (<span id=\"bill_ballon_per\">0.00<\/span>%)<\/strong><\/label>\n                        <\/div>\n                        <div class=\"loan-cal-desc-val\">\n                            <label><small>&#036;<\/small><strong><span id=\"bill_ballon_amt\">0.00<\/span><\/strong><\/label>\n                        <\/div>\n\n                    <\/div>\n\n                    \n                    \n            <\/div>\n            \n                    <\/div>\n                                <\/div>\n    <\/div>\n<\/section>\n<div class=\"contact-us-popup\" style=\"display:none;\">\n    <div class=\"contact-us-popup-body\">\n        <a href=\"javascript:void(0);\" class=\"close-button\" onclick=\"jQuery('.contact-us-popup').hide();jQuery('body').removeClass('body-overflow-hidden');\">X<\/a>\n            <\/div>\n<\/div>\n\n\n    <div class=\"calculator-disclaimer-section\">\n        <h4>Aviso legal de la calculadora<\/h4>\n        <p>El monto de pago que muestra esta calculadora es una estimaci\u00f3n basada en la informaci\u00f3n que usted proporcion\u00f3. Se ofrece solo con fines ilustrativos, y los montos de pago reales pueden variar. Para conocer los montos de pago reales, cont\u00e1ctenos. Este c\u00e1lculo no constituye una cotizaci\u00f3n, aprobaci\u00f3n de pr\u00e9stamo, acuerdo ni asesoramiento por parte de My Finance. No toma en cuenta sus circunstancias personales ni financieras.<\/p>\n    <\/div>\n<\/section>\n<\/div>\n<\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-2059","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Calculadora de amortizaci\u00f3n - Main Street Title<\/title>\n<meta name=\"description\" content=\"Calculadora de amortizaci\u00f3n\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Calculadora de amortizaci\u00f3n - Main Street Title\" \/>\n<meta property=\"og:description\" content=\"Calculadora de amortizaci\u00f3n\" \/>\n<meta property=\"og:url\" content=\"https:\/\/devmainsttitle.pixlgraphx.com\/es\/calculadora-de-amortizacion\/\" \/>\n<meta property=\"og:site_name\" content=\"Main Street Title\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mainsttitle\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-14T16:47:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/devmainsttitle.pixlgraphx.com\/wp-content\/uploads\/2023\/02\/Logo@2x.png\" \/>\n\t<meta property=\"og:image:width\" content=\"407\" \/>\n\t<meta property=\"og:image:height\" content=\"183\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@MainStTitleNJ\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/devmainsttitle.pixlgraphx.com\\\/es\\\/calculadora-de-amortizacion\\\/\",\"url\":\"https:\\\/\\\/devmainsttitle.pixlgraphx.com\\\/es\\\/calculadora-de-amortizacion\\\/\",\"name\":\"Calculadora de amortizaci\u00f3n - Main Street Title\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/devmainsttitle.pixlgraphx.com\\\/es\\\/#website\"},\"datePublished\":\"2023-02-23T05:22:45+00:00\",\"dateModified\":\"2026-10-14T16:47:28+00:00\",\"description\":\"Calculadora de amortizaci\u00f3n\",\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/devmainsttitle.pixlgraphx.com\\\/es\\\/calculadora-de-amortizacion\\\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/devmainsttitle.pixlgraphx.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/devmainsttitle.pixlgraphx.com\\\/es\\\/\",\"name\":\"NJ Title Insurance | Main Street Title & Settlement Services, LLC\",\"description\":\"NJ Title Insurance &amp; 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